Unexpected cost: The tree deposit you didn't see coming

When you build in Bellevue, you might have to plant trees if you don’t meet the minimum tree density of 2 credits per 1,000 sqft of lot size. An arborist will tell you how many credits you already have and how many more you need. Each planted 6’ conifer or 2” caliper deciduous tree gets you 1 credit.

What’s the deposit for?

According to LUC 20.20.900.F, if you plant new trees, the city wants to make sure they don’t die in a year. So they hold a deposit for at least 3 years.

It’s officially called a Landscape Maintenance Assurance Device. But really, it’s just: “Pay us now in case your trees die later.”

How much is it

First, you pay a landscape pro to give you an estimate for trees + labor. Then Bellevue makes you pay: (a) 150% of that for the installation deposit, and (b) 20% of that for the maintenance deposit.

Before you pay, your assigned reviewer has to approve the estimate. Our maintenance deposit was a few thousand dollars. Yay.

How do you actually set it up?

Most big banks won’t touch it. We tried Chase, Schwab, and BofA. No luck.

WaFd came through. You bring in the funds and fill out an Assignment of Savings form. They charge ~1% of the total deposit.

Can you get it back?

In theory, yes. After 3 years, you ask for a city inspection.

If the trees are alive and well, they release the money.

But honestly? You might forget. Or lose the paperwork. Or not bother.

I’m treating it like a non-refundable donation to the City of Bellevue Tree Survival Fund.